Before you commit
Read the ownership documents alongside the cost and amenity summaries. A photograph of a facility does not establish an ownership right or membership.
Harbor Court / Owner guide
Welcome home.
Know your community, find the information you need and connect with the people who care for it.
A personal welcome.
Open welcome video separately ↗What would you like to do?
Around the community
Good things ahead.
Garden improvements, fitness updates and an evening with your neighbors.
Before purchase / before closing
A clear path
to becoming an owner.
Know what has been confirmed, what still needs your attention and who will carry the next step forward.
One handover record
Your home record is HC-104. The owner-services coordinator receives the approved handover record from the closing lead, so information does not disappear between teams.
Coordinator: Elena Ruiz
Next coordination update: 6 November 2026, by 5 p.m. Mazatlan time.
What happens next
- Confirm the ownership and service terms.The buyer reviews the governing documents, costs and access conditions. The closing professional resolves legal questions; the residential team confirms operational details.
- Complete the transaction requirements.The closing lead confirms the required documents, approvals and payment instructions through the verified transaction channel. An estimated date remains subject to its dependencies.
- Agree the physical handover.The developer’s handover lead records keys, equipment information, warranties and outstanding items. Each open item needs a responsible person and next update.
- Introduce owner services.After authorised confirmation, Elena sends the owner-account invitation and first-month checklist. Household registration is reviewed separately from access approval.
Try the readiness check
Select the three example confirmations. A missing requirement stays visible; ticking a box here does not approve a real closing.
Your first month / household setup
A thoughtful start.
Whether this is your everyday home or a place you return to, one registration brings your household details together. Review your details before confirming your household record.
- Open your owner account.In the welcome email, choose Activate owner account, verify the invited email and create your password. The account reference shown here is HC-104.
- Register the people and details that belong to your home.Check the owner contact, add household residents and record the vehicle and pet information below. Each adult would receive their own account invitation after review.
- Keep your confirmation.Registration is first received for review. Gate access remains pending until the team confirms approval; submitting a form does not activate access.
Example account: not activated in this demonstration.
Review before submission
Your household registration
Received / access pendingWe have the details.
We have the details.
Here is what happens next.
Reference HC-REG-104. The example owner-services coordinator reviews the household record by the next business day. If anything is missing, the confirmation names the item and the next step. An access approval and individual invitations would follow separately.
Next coordination update: 4 November 2026, by 5:00 p.m. Mazatlan time. This is an illustrative service target, not MarMac's operating promise.
Costs & assessments
Know what is due.
Know what it covers.
Understand the assessment first. Then check the amount, currency, due date and reference on your statement.
Your assessment schedule
HC-104 is a two-bedroom residence. Its monthly assessment is $650: $520 for association operations and $130 for reserves. Private-home services are invoiced under a separate service agreement.
| Residence type | Monthly operations | Monthly reserves | Total monthly | Total annual |
|---|---|---|---|---|
| Two bedrooms · 12 homes | $520 | $130 | $650 | $7,800 |
| Three bedrooms · 6 homes | $680 | $170 | $850 | $10,200 |
Schedule HC-FIN-03 · USD · Effective 1 January 2027. Illustrative fees only. Actual assessments follow the community’s governing documents and approved allocation schedule.
Balance due
Statement of account · HC-104
Harbor Court Owners Association
Statement date: 1 January 2027 · Period: January 2027
$650.00 USD
- Due date
- 15 January 2027
- Account
- HC-104
- Payment reference
- HC-104-JAN27
- Previous balance
- $0.00
- Current assessment
- $650.00
- Payments posted
- $0.00
Your January activity
| Date / reference | Description | Debit | Credit |
|---|---|---|---|
| 1 Jan · OP-104 | Operating assessment | $520.00 | — |
| 1 Jan · RS-104 | Reserve contribution | $130.00 | — |
| Opening balance | No prior amount due | $0.00 | — |
The $650 charge includes $520 for the approved operating budget and $130 for reserve contributions.
Private-home services and independently purchased memberships are separate. A special assessment would require its own approved notice and schedule.
Statement HC-104-JAN27 · A payment is credited after it is matched to your owner account.
Check the statement before paying.
- Open the statement in the verified owner portal.Check the home reference, period, currency and amount. The example details are shown above.
- Choose an available method and review any fee.The demo shows a bank-transfer illustration with a $0 fee. No bank destination is supplied. Card payments are not enabled in this example.
- Keep the receipt and check the posted status.“Processing” is not the same as “posted.” Our demonstration lets you see both states without moving money.
Review only
Check before proceeding.
Account HC-104 · Reference HC-104-JAN27 · Assessment $650.00 USD · Illustrative fee $0.00 · Total $650.00 USD.
This creates only a local demonstration receipt. No bank instruction, payment authorization or transfer is created.
Already using autopay?
A saved card or old portal bookmark does not confirm that autopay is active. In a live account, check the current mandate, next collection date, account reference and payment method. When a provider changes, the transition notice should explain whether a new authorization is required and how to avoid a duplicate payment.
Requests & follow-through
Tell us what needs
attention.
We coordinate the response, keep you informed and confirm the outcome.
For immediate danger, contact local emergency services. Use this form for routine property matters.
Received
Request HC-M104 · Shared-area lighting
East walkway · light E-04
Light E-04 did not come on last evening. The adjacent lights were working.
- Responsible team
- Community maintenance
- Next owner update
- 4 November, by 5:00 p.m.
- Private access
- Not authorized
- Owner approval
- No charge or vendor award authorized
Received3 November 2026 · Reference created.
The team acknowledges the request by the next business day and confirms the next update; completion timing depends on the work required.
View a previously closed example request
HC-M099 · Shared garden sprinkler. Completed 28 October; completion photo noted and team verification recorded 29 October.
“Completed” records the team's work. If an owner says the issue remains, the request should reopen rather than disappear.
We keep the work moving
The team acknowledges the request, assigns a responsible person and confirms the next update. If work is delayed, we explain why and provide a revised update time. Missed updates are flagged to the manager; you do not need to chase the request.
On completion, the team records the work carried out and checks the outcome. You may let us know if anything remains unresolved.
Harbor Court / Owner information
Your amenities.
Your access.
Know what is included, how to use it and which services are arranged separately.
| Facility / service | Access & hours | Included / separate |
|---|---|---|
| Community pool | 7 a.m.–9 p.m.; registered households, up to four accompanied guests per residence; no lifeguard. | Association access and upkeep included. |
| Fitness room | 7 a.m.–9 p.m.; household credential; under-16s accompanied by an adult. | Association access and routine equipment upkeep included. |
| Gardens & paths | Residents and accompanied visitors; service routes must remain clear. | Association landscaping and shared lighting included. |
| Owner services | Monday–Friday, 9 a.m.–5 p.m.; household records and community coordination. | Association administration included; private-home work is separate. |
| Housekeeping / in-home maintenance | By confirmed booking and entry permission. | Separate management agreement; labor limits and parts shown in Private-home care. |
| Independent resort / beach club | Separate operator and membership terms. | Not included in the association assessment. |
Why might access be temporarily unavailable?
A closure notice identifies the affected facility, reason, expected duration, available alternative and next update. Emergency restrictions take precedence over the normal hours. Owner services retains the access record and coordinates any correction.
Harbor Court / Owner information
A clear view of
community finances.
See where assessments go, how actual spending compares and what is being planned for shared assets.
2027 annual budget
The association budget funds shared property and community administration. It is separate from the private-home service agreement and private-residence replacement costs.
Operating assessments
$123,840
Annual operating income and planned operating expenses are balanced.
Reserve contributions
$30,960
Held and reported separately for planned common-asset renewals.
| Operating account | Annual budget · USD |
|---|---|
| Management & administration | $24,000 |
| Security & access control | $32,000 |
| Landscaping & irrigation | $18,000 |
| Common-area utilities | $16,000 |
| Pool & fitness maintenance | $14,000 |
| Common-area insurance | $10,000 |
| Accounting, legal & notary | $5,840 |
| Operating supplies | $2,000 |
| Routine common-area repairs | $2,000 |
| Total operating expenses | $123,840 |
Total 2027 assessments: $154,800. Twelve two-bedroom homes × $7,800 plus six three-bedroom homes × $10,200. Operating expenses: $123,840; reserve transfers: $30,960; planned operating surplus after transfers: $0.
Why can assessments differ between residences?
Each community’s governing documents and approved allocation schedule determine how costs are shared. The basis may include recorded ownership interests or defined service categories; bedroom count alone does not establish an owner’s share. The two- and three-bedroom fees shown here are illustrative amounts, not a standard luxury-community formula.
Budget and actual spending
Ten months ended 31 October 2026 · USD · Accrual basis. Variance is actual spending less budget.
| Account | YTD budget | YTD actual | Variance |
|---|---|---|---|
| Management & administration | $19,000 | $19,000 | — |
| Security & access control | $25,000 | $25,000 | — |
| Landscaping & irrigation | $14,000 | $14,000 | — |
| Common-area utilities | $12,500 | $12,750 | $250 |
| Pool & fitness maintenance | $11,000 | $10,800 | −$200 |
| Common-area insurance | $8,000 | $8,000 | — |
| Accounting, legal & notary | $4,200 | $4,200 | — |
| Operating supplies | $1,500 | $1,500 | — |
| Routine common-area repairs | $1,600 | $1,600 | — |
| Total | $96,800 | $96,850 | $50 |
Two items to note
Common-area utilities · +$250. A modest increase in shared-area electricity use during warmer weather. Consumption will be reviewed with the next utility bill.
Pool & fitness maintenance · −$200. A scheduled service visit moved to November; the cost remains in the annual plan.
Reserve fund: opening balance to closing balance
| 2027 reserve movement | Amount |
|---|---|
| Opening cash · 1 January | $80,000 |
| Contributions from assessments | $30,960 |
| Interest income | $1,200 |
| Planned expenditure · pool equipment | ($12,000) |
| Projected closing cash · 31 December | $100,160 |
Funds are designated for common assets, not routine private-home repairs. A cash balance by itself does not establish that reserves are sufficient.
| Component | Current replacement estimate | Remaining life | Planned timing |
|---|---|---|---|
| Pool circulation equipment | $12,000 | 1 year | 2027 |
| Gate operator & controls | $9,000 | 3 years | 2029 |
| Walkway lighting renewal | $18,000 | 5 years | 2031 |
| Shared roofs & waterproofing | $90,000 | 8 years | 2034 |
Planning estimates at 1 January 2027, not a completed reserve study. Future inflation, condition, timing and funding must be assessed before a funding conclusion or levy.
What is outside this assessment?
Private-home utilities, taxes, insurance, trust fees, housekeeping, private repairs and private furnishings are owner costs unless an executed agreement expressly includes them. Special assessments require a separate purpose, authority, allocation and due-date notice; none is on HC-104’s January statement.
Harbor Court / Owner information
Care for your home.
Clear terms for every service.
Choose the support you need with a written scope, a defined time allowance and a clear invoice.
Services for your residence
Private-home care is arranged under a separate management agreement. Your service schedule confirms the included visits, staff-hours, supplies and charges before work begins.
| Service | What to expect |
|---|---|
| Home oversight | Scheduled inspection, a concise condition report and coordination of approved work. |
| Housekeeping | A confirmed visit schedule and cleaning scope, with any laundry, deep cleaning or additional visits identified. |
| Maintenance | A defined labor allowance; additional labor and specialist work quoted for approval. |
| Parts & procurement | Materials and procurement charges listed separately, supported by supplier documentation. |
For any additional work, you receive the scope, price including applicable tax, access arrangements and completion record. Changes to scope or cost require your approval.
View the illustrative service and fee schedule
| Service | Two bedrooms | Three bedrooms |
|---|---|---|
| Monthly home oversight · inspection plus 2 routine maintenance staff-hours | $120 | $180 |
| Housekeeping · 20 weekday visits / month | $1,400 · 2 staff-hours per visit | $2,100 · 3 staff-hours per visit |
| Additional housekeeping | $35 / staff-hour | $35 / staff-hour |
| Additional routine maintenance | $45 / staff-hour | $45 / staff-hour |
USD before applicable tax; the quotation shows the final total. Staff-hours are the combined time of all assigned staff. Unused maintenance time expires monthly. Parts, specialist contractors, laundry, deep cleaning and extra visits are outside the stated allowance unless expressly included.
Materials are billed at supplier invoice cost. A separately agreed 10% procurement charge applies to approved materials only, not to taxes, insurance, utilities or trust fees. Included labor is not billed again.
Fractional ownership: a separate cost model
Harbor Court’s main guide is whole ownership. The expandable example below shows how a different client’s fractional module would explain annual charges without treating an annual fee as a nightly rental rate.
View the fractional fee-allocation example
| Residence | Annual whole-home cost pool | One 1/52 interest | Two 1/52 interests |
|---|---|---|---|
| Two bedrooms | $78,000 | $1,500 annually | $3,000 annually |
| Three bedrooms | $104,000 | $2,000 annually | $4,000 annually |
Calculation: approved annual residence cost pool × ownership interest. A one-week entitlement does not mean the fee is payable only when that week is occupied. Booking rights, maintenance closures, included cleaning, utility allowances, reserve contributions and overages must each be stated in the relevant agreement. This separate allocation model does not change the Harbor Court assessment schedule.
Harbor Court / Owner information
Architectural Review.
A clear process for proposed changes to your home.
Before you plan the work
Check the Architectural Guidelines before changing exterior paint, windows, doors, shade structures or landscaping at your residence. The guidelines identify permitted designs, materials and colors, and the changes that require written approval.
- Prepare your proposal.Include a brief scope, photographs or drawings, material and color selections, contractor details and proposed dates.
- Submit the application.Administration checks the package and coordinates the Architectural Review Committee’s written decision.
- Receive approval before starting.Once approved, arrange contractor access and comply with the community’s working hours. Any required permits remain separate.
Harbor Court / Owner information
Consideration for
the place we share.
Practical rules help keep the community comfortable, safe and well cared for.
Shared spaces, clearly understood
| Topic | What owners need to know | Next step |
|---|---|---|
| Pool & fitness room | Open 7 a.m.–9 p.m.; registered households and up to four accompanied guests per residence. No lifeguard. Children under 16 require adult supervision. | Register guests before their visit. |
| Entry credentials | Issued to approved household members. Visitors and contractors receive a dated authorization; household registration alone does not activate entry. | Use Household & access. |
| Quiet enjoyment | Quiet hours 10 p.m.–8 a.m. Report a disturbance with the location and time; do not confront a person if unsafe. | Contact the residential team. |
| Pets | Leash in shared areas; collect waste immediately. No pets inside the pool enclosure or fitness room except assistance animals where applicable. | Include pets in household registration. |
| Parking & deliveries | Use the space assigned in your home record. No parking in fire lanes; oversized deliveries need an access window and protection plan. | Arrange deliveries with owner services. |
| Guests & rentals | Hosts remain responsible for their guests. Rental approval, minimum term and access must be checked against the governing documents; no rental entitlement is created by this guide. | Request the rental-policy record before advertising. |
Who owns it? Who looks after it?
| Area | Ownership / service boundary | Cost treatment |
|---|---|---|
| Shared pool, gym, paths & gardens | Association common property; maintained by association contractors. | Operating assessment; component renewals through reserves. |
| Private interior & contents | Owner responsibility; private-home agreement if contracted. | Separate service invoice and private-residence replacement costs. |
| Exclusive-use terrace | Use assigned to a home; structural and surface responsibilities follow the recorded schedule. | Do not assume exclusive use means ownership or sole repair liability. |
| Independent beach club / resort | Separate operator; no membership included in this model. | Separate membership and consumption charges if contracted. |
Harbor Court / Owner information
Your community
documents.
A brief guide to what each document covers, with a direct place for the community’s current approved copy.
Community documents are linked here once supplied and approved. Document titles vary by jurisdiction.
CC&Rs / Declaration of Condominium
Defines ownership rights, common and exclusive-use areas, restrictions, assessment obligations and recorded allocation interests.
Internal Use Regulations
Explains how residences are occupied and used; for fractional ownership, the relevant use periods, booking and co-owner obligations.
Architectural Guidelines
Sets the design standards and approval process for proposed changes to a residence.
Rules & Regulations
Covers day-to-day community use, including guests, pets, parking, quiet hours and amenities.
Incorporation / Constitutive Documents
Establishes the association or governing entity and its legal purpose.
Bylaws
Explains governance, meetings, elections, voting and the responsibilities of the governing body.
Community Maps & Plans
Identifies residences, amenities, common areas and access routes; recorded plans define legal boundaries.
Budget & Assessment Schedule
Shows approved operating costs, reserve contributions, allocation basis and payment schedule.
Management Agreement & Service Schedule
Defines the appointed manager’s responsibilities and any separately contracted private-home services.
Harbor Court / This month & the season ahead
Time well spent.
An evening with neighbors. A morning on the water. A few invitations to enjoy the place you call home.
Weekly wellness & recreation
Make time for yourself.
Small-group sessions, close to home. Reserve your place with concierge by 5 p.m. the day before.
| Session | When | Where | Details |
|---|---|---|---|
| Morning yoga | Tuesday · 8 a.m. | Pool lawn | 60 minutes · All levels · Included |
| Mat Pilates | Thursday · 8 a.m. | Fitness studio | 50 minutes · All levels · Included |
| Pickleball fundamentals | Saturday · 9 a.m. | Community court | 60 minutes · Beginners · $35 USD per person, including tax |
Six places per session. Mats and paddles provided; bring water and suitable footwear. Please cancel by 5 p.m. the day before. A late cancellation or missed paid lesson is charged in full.
Save the date / Saturday, 14 November
An evening
by the pool.
Join your neighbors from 5:30–7:30 p.m. for a community cocktail mixer with live acoustic music and light bites.
All registered residents are welcome, with up to two guests per household. Light bites and one welcome drink are included; additional drinks are available for purchase. Non-alcoholic options will be served.
Please RSVP with concierge by Thursday, 12 November, noting guest numbers and dietary requirements. The pool will close for swimming at 5 p.m. and reopen the following morning.
If weather changes our plans, concierge will confirm the alternative by noon on Saturday.
Looking ahead / Whale season
A familiar return
to our coastline.
As winter approaches, watch the horizon for the first whales returning to Baja. Early sightings can begin in November; the main viewing season is generally December through April.
Filmed by MarMac Living.
For a morning on the water, concierge can help you explore small-group or private outings with an authorized operator. We confirm seasonal opening dates, availability, pricing and sea conditions before you book.
For reservations, guest arrangements or dietary preferences, your concierge can help with the details.
Harbor Court / Owner guide
Around the community.
The latest improvements, work schedules and access information for your community.
Landscape enhancement / 9–13 November
A fresh welcome
along the east walkway.
New drought-tolerant planting and refreshed irrigation will improve the entrance beds and east walkway. Work is scheduled Monday–Friday, 8 a.m.–4 p.m.
The walkway will remain open with a short marked diversion around the planting area. Please keep pets clear of fresh beds while roots establish. The work is included in the approved landscape budget; no additional owner charge is planned.
Next update: completion photographs on 16 November. Daniel Cruz coordinates the work and any access changes.
Fitness room / 10–11 November
A little more room
for your routine.
The fitness room will close Tuesday and Wednesday for new adjustable benches, replacement mats and equipment servicing. It is scheduled to reopen Thursday, 12 November at 7 a.m.
Harbor Court / Owner guide
Welcome to
Harbor Court.
A personal introduction to your owner guide.
Harbor Court / Owner guide
Thoughtful help.
Personally arranged.
Dinner with friends, fresh flowers for your home or a day exploring the coast. Your concierge brings the details together.
Your residential concierge
One conversation.
The details taken care of.
Tell us what you have in mind, when you need it and any preferences we should know. We will confirm availability, explain any costs and keep you informed through the arrangement.
Daily · 8 a.m.–8 p.m.
[email protected]
+1 202-555-0118
Dining & entertaining
Restaurant reservations, a private chef, an intimate celebration or flowers for the table. We coordinate the occasion, including dietary preferences and the details that matter to you.
Home, ready for you
Grocery stocking, fresh flowers and coordination of housekeeping before you return. Your preferences and access instructions are confirmed with the home-care team.
Wellness & time outdoors
Fitness classes, spa appointments, private training and local experiences. We help you choose an arrangement suited to your interests and schedule.
Everyday arrangements
Airport transfers, trusted pet-care options, laundry collection and delivery coordination. We bring the right provider and practical details together.
Clear arrangements, before you commit.
Concierge coordination is included in community services. Purchases, transport, appointments and third-party services are charged separately. You receive the provider, scope, final price and cancellation terms before confirming a booking.
Share your date, household reference, guest numbers and preferences. We will return with availability or a suitable alternative. A request becomes a booking only after confirmation.
Harbor Court / Owner information
Your residential team.
The right person, with responsibility for seeing your request through.
Manager / Administrator
Sofia Reyes
Community operations, governance and coordination across the residential team.
Mon–Fri · 9 a.m.–5 p.m. · Local time
[email protected]
+1 202-555-0117
Residential concierge
Concierge desk
Visits, reservations, lifestyle arrangements and coordination of requested private-home services.
Daily · 8 a.m.–8 p.m. · Local time
[email protected]
+1 202-555-0118
Security
Security desk
Entry verification, authorized visitors and urgent onsite security concerns.
24 hours · Local time
[email protected]
+1 202-555-0119
Owner services
Elena Ruiz
Household records, owner information and handover coordination.
Mon–Fri · 9 a.m.–5 p.m. · Local time
[email protected]
+1 202-555-0114
Engineering & maintenance
Daniel Cruz
Service requests, inspections, repair coordination and progress updates.
Mon–Fri · 9 a.m.–5 p.m. · Local time
[email protected]
+1 202-555-0115
Accounts
Maya Chen
Statements, assessment schedules, payment records and account enquiries.
Mon–Fri · 9 a.m.–5 p.m. · Local time
[email protected]
+1 202-555-0116
When something needs immediate attention
For an onsite security concern or urgent property issue outside office hours, the security desk coordinates the appropriate response. For immediate danger, contact local emergency services first.
Harbor Court / Owner guide
Your community.
Your voice.
Each owner guide is tailored to your community’s guidelines, services and amenities.
MarMac Living brings owner information, community news and everyday services together in one clear, easy-to-use guide. From the first welcome to ongoing care, owners know where to find answers and who is looking after the next step.
Harbor Court is a fictional portfolio community. Its contacts, policies and figures are illustrative; interactive actions remain within this preview.